Call reports 2013
FIRST PACIFIC BANK — 2013
What FIRST PACIFIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 102,624,000 | 99,691,000 | 105,535,000 | 107,912,000 |
| Total loans | 60,940,000 | 58,598,000 | 59,997,000 | 57,635,000 |
| Allowance for loan losses | 1,266,000 | 1,346,000 | 1,457,000 | 1,457,000 |
| Securities available for sale | 29,011,000 | 26,420,000 | 30,749,000 | 37,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,781,000 | 77,989,000 | 83,798,000 | 86,347,000 |
| Interest-bearing deposits | 47,398,000 | 44,991,000 | 47,759,000 | 48,911,000 |
| Noninterest-bearing deposits | 33,383,000 | 32,998,000 | 36,039,000 | 37,436,000 |
| Equity capital | 12,772,000 | 12,627,000 | 12,658,000 | 12,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,884,000 | 2,830,000 | 3,806,000 |
| Interest expense | 78,000 | 148,000 | 217,000 | 288,000 |
| Net interest income | 854,000 | 1,736,000 | 2,613,000 | 3,518,000 |
| Noninterest income | 67,000 | 164,000 | 233,000 | 303,000 |
| Noninterest expense | 869,000 | 1,723,000 | 2,616,000 | 3,530,000 |
| Provision for loan losses | 99,000 | 99,000 | 99,000 | 99,000 |
| Pretax income | -47,000 | 259,000 | 312,000 | 373,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -47,000 | 258,000 | 311,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,322,000 | 12,631,000 | 12,687,000 | 12,752,000 |
| Total capital | 13,232,000 | 13,526,000 | 13,585,000 | 13,633,000 |
| Risk-weighted assets | 72,535,000 | 71,065,000 | 71,230,000 | 69,871,000 |