Call reports 2012
FIRST PACIFIC BANK — 2012
What FIRST PACIFIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,780,000 | 98,914,000 | 100,109,000 | 104,707,000 |
| Total loans | 57,595,000 | 57,349,000 | 58,321,000 | 59,991,000 |
| Allowance for loan losses | 1,813,000 | 1,813,000 | 1,572,000 | 1,168,000 |
| Securities available for sale | 25,082,000 | 25,283,000 | 32,571,000 | 29,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,067,000 | 77,065,000 | 77,916,000 | 82,790,000 |
| Interest-bearing deposits | 47,807,000 | 47,377,000 | 47,029,000 | 49,092,000 |
| Noninterest-bearing deposits | 29,260,000 | 29,687,000 | 30,887,000 | 33,698,000 |
| Equity capital | 12,716,000 | 12,855,000 | 13,127,000 | 12,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,124,000 | 3,143,000 | 4,142,000 |
| Interest expense | 96,000 | 189,000 | 276,000 | 363,000 |
| Net interest income | 982,000 | 1,935,000 | 2,867,000 | 3,779,000 |
| Noninterest income | 69,000 | 140,000 | 208,000 | 273,000 |
| Noninterest expense | 976,000 | 1,902,000 | 2,845,000 | 3,693,000 |
| Provision for loan losses | 0 | 0 | -84,000 | 213,000 |
| Pretax income | 75,000 | 173,000 | 314,000 | 146,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 75,000 | 172,000 | 313,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,279,000 | 12,384,000 | 12,530,000 | 12,365,000 |
| Total capital | 13,090,000 | 13,211,000 | 13,361,000 | 13,229,000 |
| Risk-weighted assets | 63,911,000 | 65,200,000 | 65,611,000 | 68,766,000 |