Call reports 2011
FIRST PACIFIC BANK — 2011
What FIRST PACIFIC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 98,077,000 | 99,577,000 | 100,927,000 | 97,967,000 |
| Total loans | 62,263,000 | 62,279,000 | 61,145,000 | 60,917,000 |
| Allowance for loan losses | 1,371,000 | 1,408,000 | 1,708,000 | 1,677,000 |
| Securities available for sale | 27,246,000 | 25,242,000 | 19,348,000 | 26,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,185,000 | 78,205,000 | 79,442,000 | 76,380,000 |
| Interest-bearing deposits | 51,441,000 | 51,882,000 | 51,201,000 | 49,269,000 |
| Noninterest-bearing deposits | 25,744,000 | 26,324,000 | 28,241,000 | 27,111,000 |
| Equity capital | 11,883,000 | 12,392,000 | 12,496,000 | 12,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,318,000 | 3,536,000 | 4,648,000 |
| Interest expense | 140,000 | 272,000 | 389,000 | 493,000 |
| Net interest income | 1,020,000 | 2,046,000 | 3,147,000 | 4,155,000 |
| Noninterest income | 37,000 | 84,000 | 133,000 | 186,000 |
| Noninterest expense | 886,000 | 1,929,000 | 3,025,000 | 3,942,000 |
| Provision for loan losses | 0 | 172,000 | 172,000 | 141,000 |
| Pretax income | 171,000 | -12,000 | 32,000 | 210,000 |
| Income tax | 0 | 11,000 | 26,000 | 61,000 |
| Net income | 171,000 | -23,000 | 6,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,184,000 | 12,002,000 | 12,043,000 | 12,198,000 |
| Total capital | 13,021,000 | 12,843,000 | 12,847,000 | 13,047,000 |
| Risk-weighted assets | 65,671,000 | 65,952,000 | 63,378,000 | 67,067,000 |