Call reports 2010
FIRST PACIFIC BANK — 2010
What FIRST PACIFIC BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 90,214,000 | 93,095,000 | 98,559,000 | 94,623,000 |
| Total loans | 59,480,000 | 61,826,000 | 61,624,000 | 61,296,000 |
| Allowance for loan losses | 1,193,000 | 1,240,000 | 1,236,000 | 1,371,000 |
| Securities available for sale | 26,630,000 | 23,763,000 | 24,744,000 | 28,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,179,000 | 70,856,000 | 77,101,000 | 73,798,000 |
| Interest-bearing deposits | 49,200,000 | 48,368,000 | 53,314,000 | 50,890,000 |
| Noninterest-bearing deposits | 21,979,000 | 22,488,000 | 23,788,000 | 22,908,000 |
| Equity capital | 13,080,000 | 13,312,000 | 12,311,000 | 11,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,238,000 | 3,411,000 | 4,536,000 |
| Interest expense | 137,000 | 330,000 | 527,000 | 706,000 |
| Net interest income | 964,000 | 1,908,000 | 2,884,000 | 3,830,000 |
| Noninterest income | 47,000 | 94,000 | 139,000 | 172,000 |
| Noninterest expense | 921,000 | 2,070,000 | 3,248,000 | 4,010,000 |
| Provision for loan losses | 37,000 | 84,000 | 1,082,000 | 1,182,000 |
| Pretax income | 507,000 | 362,000 | -793,000 | -653,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 507,000 | 361,000 | -794,000 | -654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,004,000 | 12,912,000 | 11,809,000 | 12,000,000 |
| Total capital | 13,825,000 | 13,752,000 | 12,637,000 | 12,829,000 |
| Risk-weighted assets | 64,540,000 | 66,024,000 | 65,086,000 | 65,010,000 |