Call reports 2009
FIRST PACIFIC BANK — 2009
What FIRST PACIFIC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,624,000 | 69,333,000 | 76,903,000 | 80,992,000 |
| Total loans | 36,448,000 | 44,383,000 | 48,011,000 | 57,692,000 |
| Allowance for loan losses | 730,000 | 889,000 | 977,000 | 1,156,000 |
| Securities available for sale | 13,966,000 | 12,111,000 | 16,250,000 | 18,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,476,000 | 55,565,000 | 63,164,000 | 67,892,000 |
| Interest-bearing deposits | 33,283,000 | 36,556,000 | 43,184,000 | 45,800,000 |
| Noninterest-bearing deposits | 19,193,000 | 19,009,000 | 19,980,000 | 22,093,000 |
| Equity capital | 13,906,000 | 13,487,000 | 13,432,000 | 12,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,524,000 | 2,409,000 | 3,463,000 |
| Interest expense | 116,000 | 232,000 | 355,000 | 489,000 |
| Net interest income | 601,000 | 1,292,000 | 2,054,000 | 2,974,000 |
| Noninterest income | 33,000 | 78,000 | 112,000 | 147,000 |
| Noninterest expense | 879,000 | 1,771,000 | 2,716,000 | 3,623,000 |
| Provision for loan losses | 174,000 | 334,000 | 485,000 | 1,007,000 |
| Pretax income | -419,000 | -735,000 | -1,035,000 | -1,509,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -419,000 | -736,000 | -1,036,000 | -1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,346,000 | 13,090,000 | 12,852,000 | 12,446,000 |
| Total capital | 14,076,000 | 13,873,000 | 13,695,000 | 13,229,000 |
| Risk-weighted assets | 58,462,000 | 62,506,000 | 66,546,000 | 61,509,000 |