Call reports 2026
FIRST NATIONAL BANK OF COMMERCE — 2026
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 308,386,000 | 296,625,000 |
| Total loans | 149,706,000 | 157,838,000 |
| Allowance for loan losses | 1,491,000 | 1,473,000 |
| Securities available for sale | 110,967,000 | 107,361,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 281,779,000 | 268,762,000 |
| Interest-bearing deposits | 230,169,000 | 219,543,000 |
| Noninterest-bearing deposits | 51,610,000 | 49,219,000 |
| Equity capital | 24,547,000 | 26,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,594,000 | 7,348,000 |
| Interest expense | 891,000 | 1,771,000 |
| Net interest income | 2,703,000 | 5,577,000 |
| Noninterest income | 496,000 | 892,000 |
| Noninterest expense | 2,039,000 | 4,076,000 |
| Provision for loan losses | 93,000 | 93,000 |
| Pretax income | 1,050,000 | 2,291,000 |
| Income tax | 0 | 0 |
| Net income | 1,050,000 | 2,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 32,089,000 | 33,331,000 |