Call reports 2024
FIRST NATIONAL BANK OF COMMERCE — 2024
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 289,692,000 | 287,030,000 | 289,553,000 | 287,095,000 |
| Total loans | 124,105,000 | 127,339,000 | 128,995,000 | 125,584,000 |
| Allowance for loan losses | 1,295,000 | 1,266,000 | 1,271,000 | 1,286,000 |
| Securities available for sale | 117,790,000 | 117,880,000 | 122,607,000 | 122,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,253,000 | 265,113,000 | 264,330,000 | 265,047,000 |
| Interest-bearing deposits | 220,329,000 | 219,050,000 | 221,786,000 | 220,870,000 |
| Noninterest-bearing deposits | 47,924,000 | 46,063,000 | 42,544,000 | 44,177,000 |
| Equity capital | 19,568,000 | 19,764,000 | 23,005,000 | 20,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,045,000 | 6,250,000 | 9,523,000 | 12,827,000 |
| Interest expense | 1,196,000 | 2,423,000 | 3,625,000 | 4,689,000 |
| Net interest income | 1,849,000 | 3,827,000 | 5,898,000 | 8,138,000 |
| Noninterest income | 395,000 | 840,000 | 1,260,000 | 1,885,000 |
| Noninterest expense | 1,628,000 | 3,350,000 | 5,303,000 | 7,146,000 |
| Provision for loan losses | 0 | 331,000 | 338,000 | 353,000 |
| Pretax income | 616,000 | 1,013,000 | 1,547,000 | 2,569,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 616,000 | 1,013,000 | 1,547,000 | 2,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,474,000 | 29,471,000 | 29,606,000 | 30,227,000 |