Call reports 2023
FIRST NATIONAL BANK OF COMMERCE — 2023
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 281,990,000 | 269,389,000 | 262,151,000 | 282,417,000 |
| Total loans | 116,949,000 | 120,005,000 | 125,299,000 | 126,535,000 |
| Allowance for loan losses | 1,178,000 | 1,258,000 | 1,307,000 | 1,305,000 |
| Securities available for sale | 117,135,000 | 113,959,000 | 110,102,000 | 118,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,581,000 | 251,724,000 | 246,058,000 | 261,012,000 |
| Interest-bearing deposits | 207,815,000 | 203,461,000 | 199,206,000 | 213,889,000 |
| Noninterest-bearing deposits | 55,766,000 | 48,263,000 | 46,852,000 | 47,123,000 |
| Equity capital | 17,261,000 | 16,228,000 | 14,176,000 | 19,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 5,135,000 | 7,845,000 | 10,770,000 |
| Interest expense | 465,000 | 1,101,000 | 1,871,000 | 2,877,000 |
| Net interest income | 1,989,000 | 4,034,000 | 5,974,000 | 7,893,000 |
| Noninterest income | 431,000 | 857,000 | 1,270,000 | 1,729,000 |
| Noninterest expense | 1,801,000 | 3,590,000 | 5,359,000 | 7,011,000 |
| Provision for loan losses | -165,000 | -70,000 | -58,000 | -59,000 |
| Pretax income | 581,000 | 1,210,000 | 1,785,000 | 2,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 581,000 | 1,210,000 | 1,785,000 | 2,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,328,000 | 28,557,000 | 28,732,000 | 29,258,000 |