Call reports 2022
FIRST NATIONAL BANK OF COMMERCE — 2022
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 273,960,000 | 281,549,000 | 275,962,000 | 272,576,000 |
| Total loans | 124,913,000 | 126,731,000 | 122,496,000 | 122,441,000 |
| Allowance for loan losses | 1,427,000 | 1,378,000 | 1,380,000 | 1,365,000 |
| Securities available for sale | 101,479,000 | 110,148,000 | 110,541,000 | 117,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,604,000 | 264,056,000 | 262,141,000 | 256,427,000 |
| Interest-bearing deposits | 236,667,000 | 249,107,000 | 244,259,000 | 242,048,000 |
| Noninterest-bearing deposits | 15,937,000 | 14,949,000 | 17,882,000 | 14,379,000 |
| Equity capital | 20,695,000 | 16,602,000 | 13,094,000 | 15,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,724,000 | 5,802,000 | 8,062,000 |
| Interest expense | 102,000 | 217,000 | 344,000 | 554,000 |
| Net interest income | 1,697,000 | 3,507,000 | 5,458,000 | 7,508,000 |
| Noninterest income | 457,000 | 916,000 | 1,355,000 | 1,853,000 |
| Noninterest expense | 1,674,000 | 3,342,000 | 5,098,000 | 6,804,000 |
| Provision for loan losses | 0 | 46,000 | 55,000 | 173,000 |
| Pretax income | 480,000 | 1,035,000 | 1,660,000 | 2,384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 480,000 | 1,035,000 | 1,660,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,348,000 | 27,428,000 | 27,823,000 | 28,147,000 |