Call reports 2021
FIRST NATIONAL BANK OF COMMERCE — 2021
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 277,348,000 | 272,660,000 | 265,123,000 | 271,618,000 |
| Total loans | 130,161,000 | 129,138,000 | 128,762,000 | 129,363,000 |
| Allowance for loan losses | 1,462,000 | 1,507,000 | 1,432,000 | 1,423,000 |
| Securities available for sale | 104,748,000 | 107,838,000 | 106,433,000 | 106,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,242,000 | 245,364,000 | 236,892,000 | 244,118,000 |
| Interest-bearing deposits | 233,956,000 | 228,871,000 | 222,158,000 | 227,763,000 |
| Noninterest-bearing deposits | 16,286,000 | 16,493,000 | 14,734,000 | 16,355,000 |
| Equity capital | 26,154,000 | 26,713,000 | 27,171,000 | 26,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 3,901,000 | 6,124,000 | 7,971,000 |
| Interest expense | 163,000 | 303,000 | 426,000 | 534,000 |
| Net interest income | 1,740,000 | 3,598,000 | 5,698,000 | 7,437,000 |
| Noninterest income | 379,000 | 760,000 | 1,246,000 | 1,881,000 |
| Noninterest expense | 1,628,000 | 3,261,000 | 4,917,000 | 6,488,000 |
| Provision for loan losses | 55,000 | 90,000 | 30,000 | 30,000 |
| Pretax income | 436,000 | 1,007,000 | 2,029,000 | 2,834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 436,000 | 1,007,000 | 2,029,000 | 2,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,780,000 | 26,291,000 | 26,839,000 | 27,168,000 |