Call reports 2020
FIRST NATIONAL BANK OF COMMERCE — 2020
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 236,127,000 | 258,976,000 | 249,269,000 | 262,579,000 |
| Total loans | 125,945,000 | 136,449,000 | 136,293,000 | 130,911,000 |
| Allowance for loan losses | 1,436,000 | 1,489,000 | 1,502,000 | 1,502,000 |
| Securities available for sale | 58,709,000 | 81,082,000 | 80,106,000 | 82,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,236,000 | 231,361,000 | 221,567,000 | 234,630,000 |
| Interest-bearing deposits | 195,834,000 | 211,974,000 | 208,485,000 | 218,832,000 |
| Noninterest-bearing deposits | 14,402,000 | 19,387,000 | 13,082,000 | 15,798,000 |
| Equity capital | 24,905,000 | 26,588,000 | 26,507,000 | 27,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,302,000 | 4,428,000 | 6,487,000 | 8,655,000 |
| Interest expense | 373,000 | 675,000 | 936,000 | 1,138,000 |
| Net interest income | 1,929,000 | 3,753,000 | 5,551,000 | 7,517,000 |
| Noninterest income | 356,000 | 740,000 | 1,147,000 | 1,766,000 |
| Noninterest expense | 1,661,000 | 3,259,000 | 4,963,000 | 6,491,000 |
| Provision for loan losses | 21,000 | 66,000 | 76,000 | 106,000 |
| Pretax income | 621,000 | 1,186,000 | 1,730,000 | 2,784,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 621,000 | 1,186,000 | 1,730,000 | 2,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,081,000 | 25,170,000 | 25,240,000 | 25,819,000 |