Call reports 2019
FIRST NATIONAL BANK OF COMMERCE — 2019
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 212,392,000 | 214,121,000 | 217,820,000 | 218,273,000 |
| Total loans | 124,785,000 | 126,256,000 | 128,079,000 | 127,621,000 |
| Allowance for loan losses | 1,427,000 | 1,462,000 | 1,439,000 | 1,430,000 |
| Securities available for sale | 53,780,000 | 52,973,000 | 56,488,000 | 59,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,405,000 | 188,956,000 | 192,123,000 | 192,470,000 |
| Interest-bearing deposits | 175,442,000 | 175,456,000 | 179,719,000 | 179,108,000 |
| Noninterest-bearing deposits | 12,963,000 | 13,500,000 | 12,404,000 | 13,362,000 |
| Equity capital | 23,039,000 | 23,987,000 | 24,600,000 | 25,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,262,000 | 4,664,000 | 7,029,000 | 9,386,000 |
| Interest expense | 377,000 | 790,000 | 1,222,000 | 1,629,000 |
| Net interest income | 1,885,000 | 3,874,000 | 5,807,000 | 7,757,000 |
| Noninterest income | 312,000 | 641,000 | 983,000 | 1,368,000 |
| Noninterest expense | 1,522,000 | 3,135,000 | 4,757,000 | 6,360,000 |
| Provision for loan losses | 50,000 | 111,000 | 126,000 | 126,000 |
| Pretax income | 618,000 | 1,273,000 | 1,914,000 | 2,675,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 618,000 | 1,273,000 | 1,914,000 | 2,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,084,000 | 24,264,000 | 24,429,000 | 24,935,000 |
| Total capital | 25,511,000 | 25,726,000 | 25,868,000 | 26,365,000 |
| Risk-weighted assets | 136,488,000 | 136,629,000 | 136,127,000 | 136,596,000 |