Call reports 2018
FIRST NATIONAL BANK OF COMMERCE — 2018
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 200,615,000 | 196,216,000 | 205,216,000 | 206,545,000 |
| Total loans | 120,341,000 | 122,123,000 | 129,114,000 | 126,009,000 |
| Allowance for loan losses | 1,419,000 | 1,418,000 | 1,516,000 | 1,424,000 |
| Securities available for sale | 51,143,000 | 52,445,000 | 51,182,000 | 52,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,150,000 | 174,576,000 | 175,309,000 | 183,898,000 |
| Interest-bearing deposits | 164,249,000 | 160,944,000 | 164,021,000 | 170,431,000 |
| Noninterest-bearing deposits | 14,901,000 | 13,632,000 | 11,288,000 | 13,467,000 |
| Equity capital | 20,559,000 | 20,640,000 | 20,864,000 | 21,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,062,000 | 6,206,000 | 8,450,000 |
| Interest expense | 191,000 | 414,000 | 700,000 | 1,029,000 |
| Net interest income | 1,823,000 | 3,648,000 | 5,506,000 | 7,421,000 |
| Noninterest income | 348,000 | 663,000 | 964,000 | 1,326,000 |
| Noninterest expense | 1,578,000 | 3,120,000 | 4,130,000 | 5,567,000 |
| Provision for loan losses | 20,000 | 20,000 | 55,000 | 52,000 |
| Pretax income | 573,000 | 1,171,000 | 2,285,000 | 3,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 573,000 | 1,171,000 | 2,285,000 | 3,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,729,000 | 22,926,000 | 23,641,000 | 23,865,000 |
| Total capital | 24,148,000 | 24,344,000 | 25,157,000 | 25,289,000 |
| Risk-weighted assets | 130,112,000 | 129,952,000 | 138,358,000 | 136,004,000 |