Call reports 2017
FIRST NATIONAL BANK OF COMMERCE — 2017
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 208,406,000 | 198,793,000 | 201,151,000 | 194,257,000 |
| Total loans | 120,218,000 | 123,131,000 | 129,296,000 | 121,621,000 |
| Allowance for loan losses | 1,429,000 | 1,411,000 | 1,418,000 | 1,402,000 |
| Securities available for sale | 59,565,000 | 52,047,000 | 47,527,000 | 49,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,549,000 | 176,968,000 | 169,153,000 | 172,110,000 |
| Interest-bearing deposits | 173,462,000 | 160,298,000 | 157,025,000 | 158,993,000 |
| Noninterest-bearing deposits | 14,087,000 | 16,670,000 | 12,128,000 | 13,117,000 |
| Equity capital | 20,008,000 | 20,921,000 | 20,972,000 | 21,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,846,000 | 5,821,000 | 7,796,000 |
| Interest expense | 181,000 | 367,000 | 566,000 | 761,000 |
| Net interest income | 1,743,000 | 3,479,000 | 5,255,000 | 7,035,000 |
| Noninterest income | 329,000 | 607,000 | 909,000 | 1,225,000 |
| Noninterest expense | 1,571,000 | 2,993,000 | 4,515,000 | 5,857,000 |
| Provision for loan losses | 25,000 | 45,000 | 70,000 | 70,000 |
| Pretax income | 473,000 | 1,044,000 | 1,574,000 | 2,328,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 473,000 | 1,044,000 | 1,574,000 | 2,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,750,000 | 22,021,000 | 22,151,000 | 22,555,000 |
| Total capital | 23,179,000 | 23,432,000 | 23,569,000 | 23,957,000 |
| Risk-weighted assets | 130,836,000 | 134,372,000 | 136,386,000 | 129,456,000 |