Call reports 2012
FIRST NATIONAL BANK OF COMMERCE — 2012
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,917,000 | 180,277,000 | 175,705,000 | 176,786,000 |
| Total loans | 116,465,000 | 120,069,000 | 125,018,000 | 116,367,000 |
| Allowance for loan losses | 1,319,000 | 1,302,000 | 1,306,000 | 1,323,000 |
| Securities available for sale | 35,264,000 | 42,602,000 | 33,356,000 | 33,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,181,000 | 153,421,000 | 153,837,000 | 155,403,000 |
| Interest-bearing deposits | 148,630,000 | 139,564,000 | 143,444,000 | 142,300,000 |
| Noninterest-bearing deposits | 13,551,000 | 13,857,000 | 10,393,000 | 13,103,000 |
| Equity capital | 19,551,000 | 19,650,000 | 20,121,000 | 20,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 3,737,000 | 5,680,000 | 7,518,000 |
| Interest expense | 225,000 | 430,000 | 624,000 | 793,000 |
| Net interest income | 1,715,000 | 3,307,000 | 5,056,000 | 6,725,000 |
| Noninterest income | 279,000 | 574,000 | 870,000 | 1,152,000 |
| Noninterest expense | 1,258,000 | 2,352,000 | 3,457,000 | 4,663,000 |
| Provision for loan losses | 30,000 | 100,000 | 110,000 | 145,000 |
| Pretax income | 706,000 | 1,429,000 | 2,434,000 | 3,146,000 |
| Income tax | 0 | 0 | 0 | -43,000 |
| Net income | 706,000 | 1,429,000 | 2,434,000 | 3,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,501,000 | 18,679,000 | 19,139,000 | 19,349,000 |
| Total capital | 19,822,000 | 19,981,000 | 20,446,000 | 20,672,000 |
| Risk-weighted assets | 120,813,000 | 125,494,000 | 129,182,000 | 122,687,000 |