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Call reports 2002

FIRST NATIONAL BANK OF COMMERCE — 2002

What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9361ce7f-6526-4b70-b230-396dbdd03379/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets92,242,00090,162,00092,967,00099,996,000
Total loans46,796,00048,643,00054,280,00054,262,000
Allowance for loan losses404,000327,000484,000548,000
Securities available for sale35,840,00034,434,00028,181,00034,790,000
Securities held to maturity0000
Trading assets0000
Total deposits80,095,00077,499,00079,990,00086,694,000
Interest-bearing deposits63,027,00062,280,00064,739,00068,955,000
Noninterest-bearing deposits17,068,00015,219,00015,251,00017,739,000
Equity capital11,644,00012,108,00012,417,00012,260,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income1,284,0002,545,0003,790,0005,019,000
Interest expense422,000818,0001,213,0001,628,000
Net interest income862,0001,727,0002,577,0003,391,000
Noninterest income124,000304,000483,000925,000
Noninterest expense642,0001,309,0001,995,0002,695,000
Provision for loan losses44,000255,000419,000661,000
Pretax income290,000473,000724,0001,038,000
Income tax86,000150,000194,000188,000
Net income204,000323,000530,000850,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital11,737,00011,856,00012,063,00011,941,000
Total capital12,141,00012,183,00012,547,00012,489,000
Risk-weighted assets55,586,00057,555,00060,582,00062,601,000