Call reports 2001
FIRST NATIONAL BANK OF COMMERCE — 2001
What FIRST NATIONAL BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,481,000 | 90,070,000 | 92,919,000 | 95,978,000 |
| Total loans | 43,981,000 | 49,583,000 | 53,074,000 | 47,885,000 |
| Allowance for loan losses | 702,000 | 731,000 | 769,000 | 771,000 |
| Securities available for sale | 32,862,000 | 35,559,000 | 30,846,000 | 40,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,295,000 | 77,266,000 | 80,011,000 | 83,285,000 |
| Interest-bearing deposits | 63,351,000 | 62,273,000 | 65,220,000 | 64,835,000 |
| Noninterest-bearing deposits | 15,944,000 | 14,993,000 | 14,791,000 | 18,450,000 |
| Equity capital | 11,376,000 | 11,635,000 | 12,165,000 | 11,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,282,000 | 4,868,000 | 6,301,000 |
| Interest expense | 766,000 | 1,443,000 | 2,041,000 | 2,558,000 |
| Net interest income | 935,000 | 1,839,000 | 2,827,000 | 3,743,000 |
| Noninterest income | 155,000 | 347,000 | 456,000 | 623,000 |
| Noninterest expense | 609,000 | 1,188,000 | 1,825,000 | 2,429,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 121,000 |
| Pretax income | 497,000 | 986,000 | 1,405,000 | 1,858,000 |
| Income tax | 81,000 | 287,000 | 453,000 | 470,000 |
| Net income | 416,000 | 699,000 | 952,000 | 1,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,261,000 | 11,544,000 | 11,797,000 | 11,533,000 |
| Total capital | 11,877,000 | 12,226,000 | 12,522,000 | 12,216,000 |
| Risk-weighted assets | 48,996,000 | 54,485,000 | 58,128,000 | 54,756,000 |