Call reports 2018
JEFFERSON COUNTY BANK — 2018
What JEFFERSON COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,028,000 | 41,795,000 | 41,300,000 | 40,273,000 |
| Total loans | 21,058,000 | 21,389,000 | 20,186,000 | 21,708,000 |
| Allowance for loan losses | 293,000 | 293,000 | 293,000 | 293,000 |
| Securities available for sale | 5,648,000 | 5,572,000 | 5,502,000 | 5,416,000 |
| Securities held to maturity | 2,630,000 | 1,230,000 | 1,230,000 | 780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,480,000 | 35,116,000 | 34,433,000 | 33,023,000 |
| Interest-bearing deposits | 28,634,000 | 28,381,000 | 27,934,000 | 26,111,000 |
| Noninterest-bearing deposits | 7,846,000 | 6,735,000 | 6,499,000 | 6,912,000 |
| Equity capital | 6,499,000 | 6,610,000 | 6,760,000 | 6,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 773,000 | 1,150,000 | 1,531,000 |
| Interest expense | 34,000 | 67,000 | 102,000 | 142,000 |
| Net interest income | 353,000 | 706,000 | 1,048,000 | 1,389,000 |
| Noninterest income | 15,000 | 41,000 | 58,000 | 77,000 |
| Noninterest expense | 187,000 | 383,000 | 585,000 | 1,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 321,000 | 478,000 | 281,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 10,000 |
| Net income | 177,000 | 313,000 | 466,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,549,000 | 6,684,000 | 6,837,000 | 6,642,000 |
| Total capital | 6,842,000 | 6,977,000 | 7,130,000 | 6,935,000 |
| Risk-weighted assets | 27,924,000 | 28,168,000 | 26,932,000 | 28,050,000 |