Call reports 2017
JEFFERSON COUNTY BANK — 2017
What JEFFERSON COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 41,687,000 | 42,563,000 | 42,780,000 | 44,877,000 |
| Total loans | 19,899,000 | 18,680,000 | 19,244,000 | 21,409,000 |
| Allowance for loan losses | 293,000 | 293,000 | 293,000 | 293,000 |
| Securities available for sale | 6,075,000 | 6,083,000 | 5,977,000 | 5,845,000 |
| Securities held to maturity | 3,275,000 | 3,275,000 | 3,275,000 | 3,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,305,000 | 34,961,000 | 34,981,000 | 33,705,000 |
| Interest-bearing deposits | 26,845,000 | 27,405,000 | 28,034,000 | 27,072,000 |
| Noninterest-bearing deposits | 7,460,000 | 7,556,000 | 6,947,000 | 6,633,000 |
| Equity capital | 6,326,000 | 6,545,000 | 6,662,000 | 6,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 715,000 | 1,081,000 | 1,467,000 |
| Interest expense | 27,000 | 60,000 | 93,000 | 125,000 |
| Net interest income | 325,000 | 655,000 | 988,000 | 1,342,000 |
| Noninterest income | 14,000 | 30,000 | 47,000 | 61,000 |
| Noninterest expense | 189,000 | 383,000 | 584,000 | 782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 302,000 | 451,000 | 621,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 17,000 |
| Net income | 146,000 | 294,000 | 438,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,214,000 | 6,362,000 | 6,506,000 | 6,672,000 |
| Total capital | 6,507,000 | 6,655,000 | 6,799,000 | 6,965,000 |
| Risk-weighted assets | 26,445,000 | 25,796,000 | 26,148,000 | 28,539,000 |