Call reports 2016
JEFFERSON COUNTY BANK — 2016
What JEFFERSON COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 46,167,000 | 43,913,000 | 44,528,000 | 42,310,000 |
| Total loans | 21,389,000 | 21,158,000 | 22,128,000 | 21,125,000 |
| Allowance for loan losses | 293,000 | 293,000 | 293,000 | 293,000 |
| Securities available for sale | 7,137,000 | 5,526,000 | 5,518,000 | 5,307,000 |
| Securities held to maturity | 4,025,000 | 3,425,000 | 3,425,000 | 3,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,912,000 | 36,522,000 | 35,729,000 | 33,822,000 |
| Interest-bearing deposits | 27,620,000 | 29,031,000 | 28,669,000 | 26,338,000 |
| Noninterest-bearing deposits | 8,292,000 | 7,491,000 | 7,060,000 | 7,484,000 |
| Equity capital | 6,207,000 | 6,326,000 | 6,498,000 | 6,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 789,000 | 1,168,000 | 1,577,000 |
| Interest expense | 33,000 | 67,000 | 99,000 | 134,000 |
| Net interest income | 365,000 | 722,000 | 1,069,000 | 1,443,000 |
| Noninterest income | 14,000 | 30,000 | 54,000 | 72,000 |
| Noninterest expense | 186,000 | 382,000 | 580,000 | 810,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 371,000 | 544,000 | 706,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 17,000 |
| Net income | 189,000 | 362,000 | 531,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,018,000 | 6,040,000 | 6,210,000 | 6,368,000 |
| Total capital | 6,311,000 | 6,333,000 | 6,503,000 | 6,661,000 |
| Risk-weighted assets | 29,368,000 | 28,921,000 | 29,650,000 | 28,266,000 |