Call reports 2015
JEFFERSON COUNTY BANK — 2015
What JEFFERSON COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,669,000 | 45,209,000 | 44,472,000 | 45,421,000 |
| Total loans | 20,472,000 | 19,368,000 | 20,560,000 | 22,460,000 |
| Allowance for loan losses | 293,000 | 293,000 | 293,000 | 293,000 |
| Securities available for sale | 7,475,000 | 7,364,000 | 7,051,000 | 7,069,000 |
| Securities held to maturity | 2,813,000 | 2,812,000 | 2,776,000 | 2,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,072,000 | 36,738,000 | 37,346,000 | 35,219,000 |
| Interest-bearing deposits | 30,330,000 | 29,987,000 | 31,312,000 | 28,828,000 |
| Noninterest-bearing deposits | 6,742,000 | 6,751,000 | 6,034,000 | 6,391,000 |
| Equity capital | 5,963,000 | 5,822,000 | 5,975,000 | 6,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 761,000 | 1,131,000 | 1,514,000 |
| Interest expense | 34,000 | 66,000 | 98,000 | 130,000 |
| Net interest income | 351,000 | 695,000 | 1,033,000 | 1,384,000 |
| Noninterest income | 17,000 | 33,000 | 57,000 | 72,000 |
| Noninterest expense | 187,000 | 383,000 | 587,000 | 811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 345,000 | 503,000 | 645,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 17,000 |
| Net income | 176,000 | 336,000 | 490,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,777,000 | 5,737,000 | 5,891,000 | 6,029,000 |
| Total capital | 6,070,000 | 6,030,000 | 6,184,000 | 6,322,000 |
| Risk-weighted assets | 25,549,000 | 27,293,000 | 28,470,000 | 29,916,000 |