Call reports 2014
JEFFERSON COUNTY BANK — 2014
What JEFFERSON COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 46,143,000 | 46,962,000 | 46,471,000 | 47,797,000 |
| Total loans | 19,433,000 | 19,791,000 | 20,102,000 | 22,191,000 |
| Allowance for loan losses | 293,000 | 293,000 | 293,000 | 293,000 |
| Securities available for sale | 9,294,000 | 9,460,000 | 7,273,000 | 7,372,000 |
| Securities held to maturity | 3,696,000 | 3,695,000 | 2,875,000 | 2,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,650,000 | 38,653,000 | 39,296,000 | 34,826,000 |
| Interest-bearing deposits | 33,329,000 | 32,260,000 | 33,523,000 | 28,661,000 |
| Noninterest-bearing deposits | 6,321,000 | 6,393,000 | 5,773,000 | 6,165,000 |
| Equity capital | 5,357,000 | 5,558,000 | 5,634,000 | 5,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 770,000 | 1,153,000 | 1,543,000 |
| Interest expense | 37,000 | 73,000 | 109,000 | 144,000 |
| Net interest income | 343,000 | 697,000 | 1,044,000 | 1,399,000 |
| Noninterest income | 16,000 | 34,000 | 57,000 | 75,000 |
| Noninterest expense | 191,000 | 390,000 | 589,000 | 821,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 341,000 | 518,000 | 659,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 17,000 |
| Net income | 164,000 | 333,000 | 505,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,473,000 | 5,492,000 | 5,664,000 | 5,801,000 |
| Total capital | 5,766,000 | 5,785,000 | 5,957,000 | 6,094,000 |
| Risk-weighted assets | 24,863,000 | 25,596,000 | 25,230,000 | 26,948,000 |