Call reports 2013
JEFFERSON COUNTY BANK — 2013
What JEFFERSON COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,200,000 | 44,719,000 | 45,238,000 | 45,635,000 |
| Total loans | 19,689,000 | 18,602,000 | 19,053,000 | 20,901,000 |
| Allowance for loan losses | 294,000 | 294,000 | 294,000 | 294,000 |
| Securities available for sale | 10,782,000 | 14,479,000 | 13,508,000 | 9,847,000 |
| Securities held to maturity | 1,477,000 | 1,484,000 | 3,753,000 | 3,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,719,000 | 38,782,000 | 37,656,000 | 34,759,000 |
| Interest-bearing deposits | 34,865,000 | 32,563,000 | 31,379,000 | 29,499,000 |
| Noninterest-bearing deposits | 5,854,000 | 6,219,000 | 6,277,000 | 5,260,000 |
| Equity capital | 5,300,000 | 4,741,000 | 5,052,000 | 5,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 766,000 | 1,153,000 | 1,539,000 |
| Interest expense | 44,000 | 84,000 | 124,000 | 162,000 |
| Net interest income | 344,000 | 682,000 | 1,029,000 | 1,377,000 |
| Noninterest income | 17,000 | 37,000 | 58,000 | 80,000 |
| Noninterest expense | 178,000 | 366,000 | 561,000 | 778,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 439,000 | 612,000 | 765,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 17,000 |
| Net income | 179,000 | 431,000 | 600,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,090,000 | 5,142,000 | 5,311,000 | 5,459,000 |
| Total capital | 5,384,000 | 5,436,000 | 5,605,000 | 5,753,000 |
| Risk-weighted assets | 24,766,000 | 24,637,000 | 26,202,000 | 26,833,000 |