Call reports 2012
JEFFERSON COUNTY BANK — 2012
What JEFFERSON COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,415,000 | 44,411,000 | 44,828,000 | 45,465,000 |
| Total loans | 17,610,000 | 20,465,000 | 21,261,000 | 21,939,000 |
| Allowance for loan losses | 295,000 | 295,000 | 295,000 | 294,000 |
| Securities available for sale | 10,294,000 | 10,286,000 | 10,096,000 | 9,114,000 |
| Securities held to maturity | 715,000 | 715,000 | 714,000 | 1,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,461,000 | 37,410,000 | 36,331,000 | 33,355,000 |
| Interest-bearing deposits | 31,067,000 | 32,565,000 | 31,448,000 | 28,451,000 |
| Noninterest-bearing deposits | 4,394,000 | 4,845,000 | 4,883,000 | 4,904,000 |
| Equity capital | 4,811,000 | 4,956,000 | 5,216,000 | 5,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 815,000 | 1,232,000 | 1,635,000 |
| Interest expense | 51,000 | 101,000 | 153,000 | 204,000 |
| Net interest income | 367,000 | 714,000 | 1,079,000 | 1,431,000 |
| Noninterest income | 18,000 | 37,000 | 60,000 | 83,000 |
| Noninterest expense | 176,000 | 475,000 | 666,000 | 895,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 276,000 | 473,000 | 619,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 16,000 |
| Net income | 205,000 | 269,000 | 462,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,712,000 | 4,777,000 | 4,970,000 | 5,111,000 |
| Total capital | 5,004,000 | 5,072,000 | 5,265,000 | 5,405,000 |
| Risk-weighted assets | 23,340,000 | 24,281,000 | 25,088,000 | 25,951,000 |