Call reports 2011
JEFFERSON COUNTY BANK — 2011
What JEFFERSON COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,227,000 | 37,640,000 | 37,695,000 | 39,966,000 |
| Total loans | 17,072,000 | 17,997,000 | 18,507,000 | 18,859,000 |
| Allowance for loan losses | 295,000 | 295,000 | 295,000 | 295,000 |
| Securities available for sale | 10,928,000 | 9,688,000 | 10,821,000 | 10,541,000 |
| Securities held to maturity | 718,000 | 717,000 | 717,000 | 716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,577,000 | 30,105,000 | 29,392,000 | 28,856,000 |
| Interest-bearing deposits | 25,973,000 | 26,509,000 | 25,710,000 | 24,334,000 |
| Noninterest-bearing deposits | 3,604,000 | 3,596,000 | 3,682,000 | 4,522,000 |
| Equity capital | 4,194,000 | 4,648,000 | 4,932,000 | 5,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 861,000 | 1,290,000 | 1,719,000 |
| Interest expense | 75,000 | 141,000 | 203,000 | 259,000 |
| Net interest income | 353,000 | 720,000 | 1,087,000 | 1,460,000 |
| Noninterest income | 18,000 | 36,000 | 60,000 | 84,000 |
| Noninterest expense | 172,000 | 364,000 | 558,000 | 818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 392,000 | 589,000 | 740,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 14,000 |
| Net income | 195,000 | 385,000 | 578,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,377,000 | 4,566,000 | 4,760,000 | 4,908,000 |
| Total capital | 4,659,000 | 4,858,000 | 5,055,000 | 5,203,000 |
| Risk-weighted assets | 22,525,000 | 23,345,000 | 23,786,000 | 24,687,000 |