Call reports 2010
JEFFERSON COUNTY BANK — 2010
What JEFFERSON COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,029,000 | 38,286,000 | 39,177,000 | 39,942,000 |
| Total loans | 15,832,000 | 15,590,000 | 15,759,000 | 17,713,000 |
| Allowance for loan losses | 225,000 | 255,000 | 285,000 | 295,000 |
| Securities available for sale | 11,628,000 | 12,271,000 | 12,233,000 | 12,287,000 |
| Securities held to maturity | 30,000 | 30,000 | 29,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,441,000 | 28,016,000 | 27,786,000 | 26,456,000 |
| Interest-bearing deposits | 25,123,000 | 25,147,000 | 25,128,000 | 23,408,000 |
| Noninterest-bearing deposits | 2,318,000 | 2,869,000 | 2,658,000 | 3,048,000 |
| Equity capital | 4,105,000 | 4,411,000 | 4,572,000 | 4,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 956,000 | 1,411,000 | 1,867,000 |
| Interest expense | 132,000 | 252,000 | 353,000 | 446,000 |
| Net interest income | 357,000 | 704,000 | 1,058,000 | 1,421,000 |
| Noninterest income | 18,000 | 37,000 | 66,000 | 84,000 |
| Noninterest expense | 181,000 | 359,000 | 566,000 | 796,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 80,000 |
| Pretax income | 184,000 | 342,000 | 488,000 | 629,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 13,000 |
| Net income | 181,000 | 335,000 | 477,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,047,000 | 4,200,000 | 4,343,000 | 4,482,000 |
| Total capital | 4,272,000 | 4,455,000 | 4,612,000 | 4,777,000 |
| Risk-weighted assets | 21,270,000 | 21,214,000 | 21,537,000 | 23,707,000 |