Call reports 2009
JEFFERSON COUNTY BANK — 2009
What JEFFERSON COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,521,000 | 37,114,000 | 39,637,000 | 40,063,000 |
| Total loans | 15,570,000 | 16,159,000 | 16,486,000 | 17,053,000 |
| Allowance for loan losses | 147,000 | 177,000 | 207,000 | 215,000 |
| Securities available for sale | 7,090,000 | 7,594,000 | 10,469,000 | 10,878,000 |
| Securities held to maturity | 33,000 | 33,000 | 32,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,330,000 | 27,644,000 | 27,429,000 | 27,367,000 |
| Interest-bearing deposits | 25,049,000 | 25,567,000 | 25,241,000 | 24,370,000 |
| Noninterest-bearing deposits | 2,281,000 | 2,077,000 | 2,188,000 | 2,997,000 |
| Equity capital | 3,931,000 | 4,059,000 | 4,265,000 | 4,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 967,000 | 1,478,000 | 1,990,000 |
| Interest expense | 182,000 | 347,000 | 508,000 | 655,000 |
| Net interest income | 306,000 | 620,000 | 970,000 | 1,335,000 |
| Noninterest income | 11,000 | 34,000 | 56,000 | 75,000 |
| Noninterest expense | 158,000 | 344,000 | 518,000 | 712,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 225,000 |
| Pretax income | 149,000 | 270,000 | 438,000 | 473,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 13,000 |
| Net income | 146,000 | 264,000 | 429,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,827,000 | 3,945,000 | 4,109,000 | 4,141,000 |
| Total capital | 3,974,000 | 4,122,000 | 4,316,000 | 4,356,000 |
| Risk-weighted assets | 21,767,000 | 20,925,000 | 21,813,000 | 22,454,000 |