Call reports 2008
JEFFERSON COUNTY BANK — 2008
What JEFFERSON COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 35,459,000 | 35,520,000 | 37,325,000 | 38,710,000 |
| Total loans | 15,274,000 | 15,244,000 | 16,182,000 | 15,360,000 |
| Allowance for loan losses | 205,000 | 205,000 | 265,000 | 137,000 |
| Securities available for sale | 11,242,000 | 9,912,000 | 8,883,000 | 10,055,000 |
| Securities held to maturity | 38,000 | 37,000 | 35,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,258,000 | 25,762,000 | 26,630,000 | 25,772,000 |
| Interest-bearing deposits | 23,027,000 | 23,775,000 | 23,999,000 | 23,325,000 |
| Noninterest-bearing deposits | 2,231,000 | 1,987,000 | 2,631,000 | 2,447,000 |
| Equity capital | 3,999,000 | 3,828,000 | 3,928,000 | 4,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 989,000 | 1,470,000 | 1,983,000 |
| Interest expense | 247,000 | 475,000 | 700,000 | 923,000 |
| Net interest income | 253,000 | 514,000 | 770,000 | 1,060,000 |
| Noninterest income | 14,000 | 36,000 | 58,000 | 65,000 |
| Noninterest expense | 159,000 | 320,000 | 487,000 | 674,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 140,000 |
| Pretax income | 108,000 | 232,000 | 333,000 | 363,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 12,000 |
| Net income | 106,000 | 227,000 | 326,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,687,000 | 3,807,000 | 3,907,000 | 3,931,000 |
| Total capital | 3,892,000 | 4,012,000 | 4,172,000 | 4,068,000 |
| Risk-weighted assets | 19,842,000 | 21,144,000 | 21,194,000 | 20,770,000 |