Call reports 2006
JEFFERSON COUNTY BANK — 2006
What JEFFERSON COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,895,000 | 26,254,000 | 25,224,000 | 25,913,000 |
| Total loans | 14,859,000 | 13,542,000 | 13,725,000 | 13,468,000 |
| Allowance for loan losses | 324,000 | 324,000 | 324,000 | 319,000 |
| Securities available for sale | 7,644,000 | 7,464,000 | 6,996,000 | 6,929,000 |
| Securities held to maturity | 43,000 | 42,000 | 42,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,710,000 | 19,020,000 | 18,550,000 | 19,536,000 |
| Interest-bearing deposits | 17,962,000 | 17,438,000 | 17,153,000 | 17,377,000 |
| Noninterest-bearing deposits | 1,748,000 | 1,582,000 | 1,397,000 | 2,159,000 |
| Equity capital | 3,266,000 | 3,279,000 | 3,476,000 | 3,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 768,000 | 1,152,000 | 1,535,000 |
| Interest expense | 156,000 | 327,000 | 495,000 | 664,000 |
| Net interest income | 229,000 | 441,000 | 657,000 | 871,000 |
| Noninterest income | 16,000 | 36,000 | 57,000 | 73,000 |
| Noninterest expense | 146,000 | 298,000 | 453,000 | 619,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 179,000 | 261,000 | 325,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 9,000 |
| Net income | 97,000 | 174,000 | 254,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,433,000 | 3,510,000 | 3,589,000 | 3,652,000 |
| Total capital | 3,652,000 | 3,716,000 | 3,798,000 | 3,861,000 |
| Risk-weighted assets | 17,396,000 | 16,347,000 | 16,587,000 | 16,605,000 |