Call reports 2002
JEFFERSON COUNTY BANK — 2002
What JEFFERSON COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,796,000 | 24,783,000 | 26,595,000 | 28,158,000 |
| Total loans | 9,689,000 | 11,020,000 | 10,793,000 | 10,514,000 |
| Allowance for loan losses | 240,000 | 240,000 | 240,000 | 236,000 |
| Securities available for sale | 8,803,000 | 7,189,000 | 7,355,000 | 9,226,000 |
| Securities held to maturity | 73,000 | 72,000 | 65,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,130,000 | 17,065,000 | 17,961,000 | 18,622,000 |
| Interest-bearing deposits | 17,005,000 | 15,968,000 | 16,997,000 | 16,689,000 |
| Noninterest-bearing deposits | 1,125,000 | 1,097,000 | 964,000 | 1,933,000 |
| Equity capital | 3,020,000 | 3,157,000 | 3,142,000 | 3,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 757,000 | 1,119,000 | 1,482,000 |
| Interest expense | 186,000 | 355,000 | 520,000 | 678,000 |
| Net interest income | 191,000 | 402,000 | 599,000 | 804,000 |
| Noninterest income | 12,000 | 31,000 | 50,000 | 97,000 |
| Noninterest expense | 125,000 | 249,000 | 404,000 | 581,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 204,000 | 265,000 | 340,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 0 |
| Net income | 76,000 | 199,000 | 258,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,007,000 | 3,069,000 | 3,028,000 | 3,111,000 |
| Total capital | 3,165,000 | 3,234,000 | 3,195,000 | 3,278,000 |
| Risk-weighted assets | 12,429,000 | 13,094,000 | 13,290,000 | 13,282,000 |