Call reports 2001
JEFFERSON COUNTY BANK — 2001
What JEFFERSON COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,680,000 | 23,841,000 | 24,431,000 | 25,672,000 |
| Total loans | 9,916,000 | 10,455,000 | 10,572,000 | 9,774,000 |
| Allowance for loan losses | 240,000 | 240,000 | 240,000 | 240,000 |
| Securities available for sale | 7,646,000 | 7,759,000 | 9,445,000 | 8,905,000 |
| Securities held to maturity | 80,000 | 80,000 | 75,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,092,000 | 17,422,000 | 17,590,000 | 17,889,000 |
| Interest-bearing deposits | 16,198,000 | 16,458,000 | 16,679,000 | 16,643,000 |
| Noninterest-bearing deposits | 894,000 | 964,000 | 911,000 | 1,246,000 |
| Equity capital | 2,864,000 | 2,905,000 | 3,080,000 | 3,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 838,000 | 1,249,000 | 1,650,000 |
| Interest expense | 241,000 | 479,000 | 711,000 | 925,000 |
| Net interest income | 182,000 | 359,000 | 538,000 | 725,000 |
| Noninterest income | 27,000 | 38,000 | 53,000 | 65,000 |
| Noninterest expense | 131,000 | 252,000 | 370,000 | 552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 145,000 | 221,000 | 238,000 |
| Income tax | 73,000 | 76,000 | 77,000 | 79,000 |
| Net income | 5,000 | 69,000 | 144,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,847,000 | 2,880,000 | 2,935,000 | 2,930,000 |
| Total capital | 2,999,000 | 3,038,000 | 3,096,000 | 3,084,000 |
| Risk-weighted assets | 12,047,000 | 12,541,000 | 12,785,000 | 12,227,000 |