Call reports 2025
UNISON BANK — 2025
What UNISON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 579,733,000 | 581,131,000 | 591,002,000 | 599,398,000 |
| Total loans | 421,182,000 | 435,856,000 | 432,723,000 | 419,773,000 |
| Allowance for loan losses | 5,822,000 | 6,058,000 | 6,048,000 | 5,681,000 |
| Securities available for sale | 109,689,000 | 106,434,000 | 107,044,000 | 103,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,500,000 | 477,964,000 | 485,097,000 | 500,889,000 |
| Interest-bearing deposits | 370,388,000 | 364,724,000 | 365,377,000 | 374,608,000 |
| Noninterest-bearing deposits | 115,112,000 | 113,240,000 | 119,720,000 | 126,281,000 |
| Equity capital | 39,743,000 | 40,171,000 | 44,520,000 | 47,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,557,000 | 15,636,000 | 23,929,000 | 32,035,000 |
| Interest expense | 2,916,000 | 5,841,000 | 8,854,000 | 11,780,000 |
| Net interest income | 4,641,000 | 9,795,000 | 15,075,000 | 20,255,000 |
| Noninterest income | 732,000 | 1,330,000 | 1,937,000 | 2,554,000 |
| Noninterest expense | 3,627,000 | 6,912,000 | 10,547,000 | 14,252,000 |
| Provision for loan losses | 500,000 | 750,000 | 750,000 | 750,000 |
| Pretax income | 1,235,000 | 3,460,000 | 5,653,000 | 7,756,000 |
| Income tax | 180,000 | 662,000 | 1,128,000 | 1,618,000 |
| Net income | 1,055,000 | 2,798,000 | 4,525,000 | 6,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,040,000 | 52,853,000 | 54,651,000 | 56,334,000 |
| Total capital | 56,812,000 | 58,782,000 | 60,563,000 | 62,015,000 |
| Risk-weighted assets | 461,711,000 | 474,219,000 | 472,895,000 | 464,399,000 |
Machine access — free, no API key
Every figure shown here about UNISON BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.