Call reports 2023
UNISON BANK — 2023
What UNISON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 547,344,000 | 547,531,000 | 580,594,000 | 586,943,000 |
| Total loans | 385,365,000 | 391,625,000 | 396,765,000 | 398,741,000 |
| Allowance for loan losses | 6,977,000 | 6,977,000 | 6,972,000 | 6,972,000 |
| Securities available for sale | 124,413,000 | 122,887,000 | 118,633,000 | 122,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,960,000 | 460,216,000 | 494,784,000 | 494,475,000 |
| Interest-bearing deposits | 351,285,000 | 345,000,000 | 377,687,000 | 370,047,000 |
| Noninterest-bearing deposits | 124,675,000 | 115,216,000 | 117,097,000 | 124,428,000 |
| Equity capital | 33,124,000 | 33,857,000 | 32,464,000 | 37,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,208,000 | 12,734,000 | 19,597,000 | 26,937,000 |
| Interest expense | 1,227,000 | 2,962,000 | 5,431,000 | 8,447,000 |
| Net interest income | 4,981,000 | 9,772,000 | 14,166,000 | 18,490,000 |
| Noninterest income | 193,000 | 385,000 | 592,000 | 929,000 |
| Noninterest expense | 3,049,000 | 5,914,000 | 8,947,000 | 11,887,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,152,000 | 4,283,000 | 5,866,000 | 7,621,000 |
| Income tax | 419,000 | 867,000 | 1,122,000 | 1,532,000 |
| Net income | 1,733,000 | 3,416,000 | 4,744,000 | 6,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,163,000 | 48,866,000 | 50,215,000 | 49,181,000 |
| Total capital | 52,524,000 | 54,323,000 | 55,739,000 | 54,697,000 |
| Risk-weighted assets | 427,310,000 | 435,116,000 | 440,549,000 | 439,843,000 |