Call reports 2022
UNISON BANK — 2022
What UNISON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 545,019,000 | 534,777,000 | 549,519,000 | 554,503,000 |
| Total loans | 326,816,000 | 357,264,000 | 371,813,000 | 387,787,000 |
| Allowance for loan losses | 4,729,000 | 4,880,000 | 5,181,000 | 5,481,000 |
| Securities available for sale | 147,156,000 | 141,639,000 | 134,534,000 | 125,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,780,000 | 437,428,000 | 487,609,000 | 492,118,000 |
| Interest-bearing deposits | 334,534,000 | 307,835,000 | 359,452,000 | 359,567,000 |
| Noninterest-bearing deposits | 136,246,000 | 129,593,000 | 128,157,000 | 132,551,000 |
| Equity capital | 42,832,000 | 34,923,000 | 33,316,000 | 32,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,731,000 | 10,024,000 | 15,730,000 | 21,705,000 |
| Interest expense | 336,000 | 691,000 | 1,392,000 | 2,347,000 |
| Net interest income | 4,395,000 | 9,333,000 | 14,338,000 | 19,358,000 |
| Noninterest income | 207,000 | 397,000 | 621,000 | 1,024,000 |
| Noninterest expense | 2,929,000 | 5,508,000 | 8,256,000 | 10,958,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 900,000 |
| Pretax income | 1,509,000 | 3,890,000 | 6,073,000 | 7,534,000 |
| Income tax | 273,000 | 766,000 | 1,180,000 | 1,440,000 |
| Net income | 1,236,000 | 3,124,000 | 4,893,000 | 6,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,125,000 | 47,033,000 | 48,823,000 | 46,544,000 |
| Total capital | 49,738,000 | 51,913,000 | 54,004,000 | 51,884,000 |
| Risk-weighted assets | 368,954,000 | 409,146,000 | 419,351,000 | 427,077,000 |