Call reports 2021
UNISON BANK — 2021
What UNISON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 415,225,000 | 505,542,000 | 505,185,000 | 508,770,000 |
| Total loans | 292,972,000 | 300,421,000 | 314,702,000 | 315,583,000 |
| Allowance for loan losses | 4,348,000 | 4,424,000 | 4,500,000 | 4,578,000 |
| Securities available for sale | 92,568,000 | 125,788,000 | 146,826,000 | 141,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,476,000 | 416,747,000 | 415,557,000 | 428,137,000 |
| Interest-bearing deposits | 245,208,000 | 299,855,000 | 299,943,000 | 193,331,000 |
| Noninterest-bearing deposits | 98,268,000 | 116,892,000 | 115,614,000 | 234,806,000 |
| Equity capital | 39,974,000 | 49,433,000 | 51,125,000 | 49,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,629,000 | 9,217,000 | 13,879,000 | 18,740,000 |
| Interest expense | 417,000 | 843,000 | 1,234,000 | 1,612,000 |
| Net interest income | 4,212,000 | 8,374,000 | 12,645,000 | 17,128,000 |
| Noninterest income | 172,000 | 375,000 | 605,000 | 1,965,000 |
| Noninterest expense | 2,179,000 | 4,873,000 | 7,423,000 | 10,229,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,181,000 | 3,775,000 | 5,667,000 | 8,645,000 |
| Income tax | 470,000 | 767,000 | 1,127,000 | 1,776,000 |
| Net income | 1,711,000 | 3,008,000 | 4,540,000 | 6,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,240,000 | 42,973,000 | 44,488,000 | 43,850,000 |
| Total capital | 40,881,000 | 47,115,000 | 48,802,000 | 48,194,000 |
| Risk-weighted assets | 290,607,000 | 331,131,000 | 345,002,000 | 347,325,000 |