Call reports 2018
UNISON BANK — 2018
What UNISON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 292,022,000 | 293,407,000 | 295,597,000 | 303,704,000 |
| Total loans | 218,367,000 | 219,056,000 | 221,908,000 | 229,977,000 |
| Allowance for loan losses | 3,968,000 | 4,066,000 | 4,071,000 | 4,078,000 |
| Securities available for sale | 53,141,000 | 50,610,000 | 52,285,000 | 50,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,115,000 | 240,701,000 | 242,074,000 | 249,072,000 |
| Interest-bearing deposits | 170,759,000 | 182,733,000 | 185,891,000 | 182,111,000 |
| Noninterest-bearing deposits | 61,356,000 | 57,968,000 | 56,183,000 | 66,961,000 |
| Equity capital | 32,501,000 | 33,511,000 | 34,241,000 | 33,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,287,000 | 6,808,000 | 10,284,000 | 13,907,000 |
| Interest expense | 488,000 | 1,038,000 | 1,654,000 | 2,327,000 |
| Net interest income | 2,799,000 | 5,770,000 | 8,630,000 | 11,580,000 |
| Noninterest income | 202,000 | 497,000 | 880,000 | 1,098,000 |
| Noninterest expense | 1,783,000 | 3,758,000 | 5,496,000 | 7,321,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,218,000 | 2,509,000 | 4,014,000 | 5,357,000 |
| Income tax | 230,000 | 479,000 | 784,000 | 1,052,000 |
| Net income | 988,000 | 2,030,000 | 3,230,000 | 4,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,851,000 | 30,524,000 | 31,762,000 | 30,222,000 |
| Total capital | 31,750,000 | 33,451,000 | 34,735,000 | 33,288,000 |
| Risk-weighted assets | 228,506,000 | 230,673,000 | 234,858,000 | 242,792,000 |