Call reports 2013
UNISON BANK — 2013
What UNISON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 222,974,000 | 213,002,000 | 216,541,000 | 228,687,000 |
| Total loans | 124,858,000 | 131,847,000 | 139,095,000 | 150,927,000 |
| Allowance for loan losses | 3,359,000 | 3,365,000 | 3,367,000 | 3,373,000 |
| Securities available for sale | 61,103,000 | 56,620,000 | 57,848,000 | 54,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,731,000 | 166,950,000 | 167,632,000 | 181,481,000 |
| Interest-bearing deposits | 127,145,000 | 120,998,000 | 117,515,000 | 124,228,000 |
| Noninterest-bearing deposits | 49,586,000 | 45,952,000 | 50,117,000 | 57,253,000 |
| Equity capital | 23,760,000 | 23,554,000 | 23,666,000 | 23,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,153,000 | 6,349,000 | 8,669,000 |
| Interest expense | 324,000 | 646,000 | 961,000 | 1,265,000 |
| Net interest income | 1,712,000 | 3,507,000 | 5,388,000 | 7,404,000 |
| Noninterest income | 353,000 | 890,000 | 1,156,000 | 1,522,000 |
| Noninterest expense | 1,498,000 | 2,959,000 | 4,452,000 | 6,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 567,000 | 1,438,000 | 2,092,000 | 2,941,000 |
| Income tax | 125,000 | 367,000 | 520,000 | 771,000 |
| Net income | 442,000 | 1,071,000 | 1,572,000 | 2,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,063,000 | 19,356,000 | 20,077,000 | 19,338,000 |
| Total capital | 20,852,000 | 21,167,000 | 21,998,000 | 21,383,000 |
| Risk-weighted assets | 140,787,000 | 142,697,000 | 151,385,000 | 161,456,000 |