Call reports 2001
UNISON BANK — 2001
What UNISON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,315,000 | 111,176,000 | 114,961,000 | 114,223,000 |
| Total loans | 77,936,000 | 83,932,000 | 83,125,000 | 80,891,000 |
| Allowance for loan losses | 1,619,000 | 1,602,000 | 1,622,000 | 1,540,000 |
| Securities available for sale | 21,921,000 | 20,782,000 | 19,749,000 | 24,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,243,000 | 100,658,000 | 103,992,000 | 103,361,000 |
| Interest-bearing deposits | 86,196,000 | 88,277,000 | 88,210,000 | 85,685,000 |
| Noninterest-bearing deposits | 12,047,000 | 12,381,000 | 15,782,000 | 17,676,000 |
| Equity capital | 10,277,000 | 9,948,000 | 10,438,000 | 10,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,153,000 | 4,270,000 | 6,425,000 | 8,477,000 |
| Interest expense | 1,072,000 | 2,097,000 | 3,128,000 | 4,006,000 |
| Net interest income | 1,081,000 | 2,173,000 | 3,297,000 | 4,471,000 |
| Noninterest income | 120,000 | 331,000 | 439,000 | 593,000 |
| Noninterest expense | 754,000 | 1,440,000 | 2,174,000 | 2,811,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 50,000 |
| Pretax income | 470,000 | 1,087,000 | 1,555,000 | 2,226,000 |
| Income tax | 161,000 | 381,000 | 550,000 | 788,000 |
| Net income | 309,000 | 706,000 | 1,005,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,225,000 | 9,922,000 | 10,221,000 | 10,279,000 |
| Total capital | 11,210,000 | 10,972,000 | 11,274,000 | 11,306,000 |
| Risk-weighted assets | 78,146,000 | 83,414,000 | 83,654,000 | 81,678,000 |