Call reports 2003
VIKING BANK — 2003
What VIKING BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 227,940,000 | 247,387,000 | 241,927,000 | 253,599,000 |
| Total loans | 178,183,000 | 188,321,000 | 200,560,000 | 206,438,000 |
| Allowance for loan losses | 2,628,000 | 2,729,000 | 2,783,000 | 2,982,000 |
| Securities available for sale | 28,022,000 | 25,111,000 | 19,960,000 | 19,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,172,000 | 211,802,000 | 198,646,000 | 201,801,000 |
| Interest-bearing deposits | 163,456,000 | 182,398,000 | 168,941,000 | 169,071,000 |
| Noninterest-bearing deposits | 28,716,000 | 29,404,000 | 29,705,000 | 32,730,000 |
| Equity capital | 21,205,000 | 22,161,000 | 22,920,000 | 23,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,958,000 | 7,988,000 | 12,103,000 | 16,274,000 |
| Interest expense | 881,000 | 1,791,000 | 2,659,000 | 3,504,000 |
| Net interest income | 3,077,000 | 6,197,000 | 9,444,000 | 12,770,000 |
| Noninterest income | 318,000 | 707,000 | 1,036,000 | 1,499,000 |
| Noninterest expense | 2,045,000 | 4,199,000 | 6,185,000 | 8,319,000 |
| Provision for loan losses | 275,000 | 375,000 | 550,000 | 925,000 |
| Pretax income | 1,075,000 | 2,511,000 | 3,926,000 | 5,206,000 |
| Income tax | 339,000 | 797,000 | 1,227,000 | 1,631,000 |
| Net income | 736,000 | 1,714,000 | 2,699,000 | 3,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,301,000 | 21,279,000 | 22,264,000 | 23,140,000 |
| Total capital | 22,544,000 | 23,685,000 | 24,794,000 | 25,743,000 |
| Risk-weighted assets | 179,083,000 | 192,167,000 | 202,202,000 | 207,897,000 |