Call reports 2002
VIKING BANK — 2002
What VIKING BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 157,807,000 | 182,945,000 | 202,993,000 | 213,233,000 |
| Total loans | 128,845,000 | 138,999,000 | 155,177,000 | 166,360,000 |
| Allowance for loan losses | 1,726,000 | 1,867,000 | 2,106,000 | 2,377,000 |
| Securities available for sale | 15,211,000 | 29,557,000 | 29,703,000 | 28,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,380,000 | 158,150,000 | 170,667,000 | 176,304,000 |
| Interest-bearing deposits | 121,037,000 | 134,893,000 | 140,922,000 | 145,851,000 |
| Noninterest-bearing deposits | 19,343,000 | 23,257,000 | 29,745,000 | 30,453,000 |
| Equity capital | 12,756,000 | 18,779,000 | 19,698,000 | 20,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,022,000 | 6,317,000 | 9,868,000 | 13,736,000 |
| Interest expense | 823,000 | 1,632,000 | 2,532,000 | 3,455,000 |
| Net interest income | 2,199,000 | 4,685,000 | 7,336,000 | 10,281,000 |
| Noninterest income | 388,000 | 602,000 | 969,000 | 1,246,000 |
| Noninterest expense | 1,788,000 | 3,475,000 | 5,132,000 | 7,088,000 |
| Provision for loan losses | 165,000 | 315,000 | 565,000 | 888,000 |
| Pretax income | 629,000 | 1,497,000 | 2,608,000 | 3,551,000 |
| Income tax | 173,000 | 425,000 | 797,000 | 1,061,000 |
| Net income | 456,000 | 1,072,000 | 1,811,000 | 2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,531,000 | 18,147,000 | 18,886,000 | 19,565,000 |
| Total capital | 14,078,000 | 19,951,000 | 20,882,000 | 21,633,000 |
| Risk-weighted assets | 123,598,000 | 144,244,000 | 159,586,000 | 165,092,000 |