Call reports 2025
FIRST PEOPLES BANK — 2025
What FIRST PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 376,106,000 | 374,151,000 | 385,203,000 | 444,580,000 |
| Total loans | 287,388,000 | 291,228,000 | 291,541,000 | 306,472,000 |
| Allowance for loan losses | 4,341,000 | 4,466,000 | 4,609,000 | 4,680,000 |
| Securities available for sale | 44,734,000 | 44,039,000 | 40,898,000 | 45,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,423,000 | 316,446,000 | 324,795,000 | 383,048,000 |
| Interest-bearing deposits | 219,876,000 | 212,085,000 | 217,412,000 | 232,994,000 |
| Noninterest-bearing deposits | 109,547,000 | 104,361,000 | 107,383,000 | 150,054,000 |
| Equity capital | 37,274,000 | 38,725,000 | 40,368,000 | 51,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,606,000 | 11,466,000 | 17,514,000 | 23,649,000 |
| Interest expense | 1,613,000 | 3,395,000 | 5,255,000 | 6,893,000 |
| Net interest income | 3,993,000 | 8,071,000 | 12,259,000 | 16,756,000 |
| Noninterest income | 230,000 | 536,000 | 851,000 | 1,182,000 |
| Noninterest expense | 2,459,000 | 5,031,000 | 7,971,000 | 11,083,000 |
| Provision for loan losses | 150,000 | 273,000 | 423,000 | 573,000 |
| Pretax income | 1,614,000 | 3,276,000 | 4,689,000 | 6,255,000 |
| Income tax | 372,000 | 762,000 | 1,090,000 | 1,426,000 |
| Net income | 1,242,000 | 2,514,000 | 3,599,000 | 4,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,020,000 | 41,427,000 | 42,512,000 | 53,742,000 |
| Total capital | 43,748,000 | 45,212,000 | 46,394,000 | 57,874,000 |
| Risk-weighted assets | 298,153,000 | 302,696,000 | 310,409,000 | 330,122,000 |