Call reports 2023
FIRST PEOPLES BANK — 2023
What FIRST PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 263,218,000 | 285,887,000 | 286,026,000 | 336,498,000 |
| Total loans | 185,553,000 | 200,460,000 | 214,892,000 | 228,658,000 |
| Allowance for loan losses | 2,998,000 | 3,099,000 | 3,175,000 | 3,245,000 |
| Securities available for sale | 58,648,000 | 54,578,000 | 51,824,000 | 62,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,413,000 | 260,317,000 | 253,627,000 | 300,919,000 |
| Interest-bearing deposits | 108,137,000 | 124,703,000 | 129,988,000 | 161,546,000 |
| Noninterest-bearing deposits | 130,276,000 | 135,614,000 | 123,639,000 | 139,373,000 |
| Equity capital | 23,200,000 | 23,682,000 | 23,957,000 | 33,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,210,000 | 6,863,000 | 10,808,000 | 15,078,000 |
| Interest expense | 413,000 | 1,110,000 | 1,983,000 | 3,110,000 |
| Net interest income | 2,797,000 | 5,753,000 | 8,825,000 | 11,968,000 |
| Noninterest income | 235,000 | 475,000 | 721,000 | 969,000 |
| Noninterest expense | 1,871,000 | 3,781,000 | 5,732,000 | 7,733,000 |
| Provision for loan losses | 77,000 | 179,000 | 255,000 | 327,000 |
| Pretax income | 1,084,000 | 2,267,000 | 3,558,000 | 4,718,000 |
| Income tax | 233,000 | 498,000 | 790,000 | 1,031,000 |
| Net income | 851,000 | 1,769,000 | 2,768,000 | 3,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,965,000 | 27,996,000 | 28,995,000 | 36,882,000 |
| Total capital | 29,403,000 | 30,535,000 | 31,610,000 | 39,567,000 |
| Risk-weighted assets | 201,433,000 | 212,592,000 | 230,851,000 | 243,545,000 |