Call reports 2020
FIRST PEOPLES BANK — 2020
What FIRST PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 190,525,000 | 202,566,000 | 204,485,000 | 229,017,000 |
| Total loans | 104,332,000 | 121,178,000 | 124,290,000 | 117,754,000 |
| Allowance for loan losses | 1,529,000 | 1,774,000 | 1,880,000 | 1,882,000 |
| Securities available for sale | 35,558,000 | 33,649,000 | 34,165,000 | 58,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,002,000 | 182,728,000 | 184,455,000 | 208,360,000 |
| Interest-bearing deposits | 67,482,000 | 68,495,000 | 76,520,000 | 81,496,000 |
| Noninterest-bearing deposits | 104,520,000 | 114,233,000 | 107,935,000 | 126,864,000 |
| Equity capital | 17,273,000 | 18,432,000 | 18,787,000 | 19,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 3,981,000 | 5,845,000 | 7,856,000 |
| Interest expense | 77,000 | 162,000 | 251,000 | 338,000 |
| Net interest income | 1,895,000 | 3,819,000 | 5,594,000 | 7,518,000 |
| Noninterest income | 227,000 | 403,000 | 602,000 | 863,000 |
| Noninterest expense | 1,459,000 | 2,830,000 | 4,303,000 | 5,714,000 |
| Provision for loan losses | 210,000 | 455,000 | 560,000 | 560,000 |
| Pretax income | 477,000 | 961,000 | 1,392,000 | 2,166,000 |
| Income tax | 100,000 | 202,000 | 291,000 | 422,000 |
| Net income | 377,000 | 759,000 | 1,101,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,485,000 | 17,940,000 | 18,281,000 | 18,924,000 |
| Total capital | 18,912,000 | 19,595,000 | 19,943,000 | 20,540,000 |
| Risk-weighted assets | 114,076,000 | 132,303,000 | 132,719,000 | 129,023,000 |