Call reports 2019
FIRST PEOPLES BANK — 2019
What FIRST PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 156,854,000 | 147,392,000 | 151,642,000 | 179,459,000 |
| Total loans | 84,835,000 | 94,019,000 | 95,632,000 | 101,470,000 |
| Allowance for loan losses | 1,069,000 | 1,182,000 | 1,182,000 | 1,318,000 |
| Securities available for sale | 48,070,000 | 33,044,000 | 30,507,000 | 43,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,436,000 | 129,009,000 | 132,595,000 | 160,140,000 |
| Interest-bearing deposits | 66,459,000 | 63,116,000 | 63,439,000 | 65,073,000 |
| Noninterest-bearing deposits | 72,977,000 | 65,892,000 | 69,156,000 | 95,067,000 |
| Equity capital | 16,094,000 | 17,015,000 | 17,524,000 | 18,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,649,000 | 5,511,000 | 7,383,000 |
| Interest expense | 69,000 | 136,000 | 211,000 | 284,000 |
| Net interest income | 1,669,000 | 3,513,000 | 5,300,000 | 7,099,000 |
| Noninterest income | 222,000 | 439,000 | 638,000 | 876,000 |
| Noninterest expense | 1,291,000 | 2,544,000 | 3,909,000 | 5,201,000 |
| Provision for loan losses | 83,000 | 195,000 | 195,000 | 333,000 |
| Pretax income | 517,000 | 1,213,000 | 1,836,000 | 2,451,000 |
| Income tax | 108,000 | 263,000 | 409,000 | 513,000 |
| Net income | 409,000 | 950,000 | 1,427,000 | 1,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,233,000 | 16,832,000 | 17,309,000 | 17,820,000 |
| Total capital | 17,303,000 | 18,014,000 | 18,491,000 | 19,138,000 |
| Risk-weighted assets | 95,768,000 | 100,454,000 | 100,769,000 | 105,579,000 |