Call reports 2016
FIRST PEOPLES BANK — 2016
What FIRST PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 102,279,000 | 101,120,000 | 107,064,000 | 108,119,000 |
| Total loans | 61,258,000 | 61,757,000 | 64,942,000 | 62,976,000 |
| Allowance for loan losses | 970,000 | 971,000 | 971,000 | 829,000 |
| Securities available for sale | 17,068,000 | 20,970,000 | 19,472,000 | 22,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,728,000 | 85,369,000 | 91,240,000 | 92,533,000 |
| Interest-bearing deposits | 55,400,000 | 54,780,000 | 55,678,000 | 58,024,000 |
| Noninterest-bearing deposits | 31,328,000 | 30,589,000 | 35,562,000 | 34,509,000 |
| Equity capital | 14,411,000 | 14,623,000 | 14,644,000 | 14,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,194,000 | 3,302,000 | 4,473,000 |
| Interest expense | 35,000 | 70,000 | 105,000 | 139,000 |
| Net interest income | 1,029,000 | 2,124,000 | 3,197,000 | 4,334,000 |
| Noninterest income | 197,000 | 415,000 | 637,000 | 856,000 |
| Noninterest expense | 1,000,000 | 2,092,000 | 3,205,000 | 4,179,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 226,000 | 447,000 | 632,000 | 1,014,000 |
| Income tax | 70,000 | 135,000 | 186,000 | 313,000 |
| Net income | 156,000 | 312,000 | 446,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,293,000 | 14,449,000 | 14,479,000 | 14,735,000 |
| Total capital | 15,123,000 | 15,289,000 | 15,341,000 | 15,564,000 |
| Risk-weighted assets | 66,268,000 | 67,047,000 | 68,864,000 | 67,066,000 |