Call reports 2015
FIRST PEOPLES BANK — 2015
What FIRST PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,567,000 | 73,051,000 | 73,213,000 | 99,672,000 |
| Total loans | 53,224,000 | 55,103,000 | 53,808,000 | 59,846,000 |
| Allowance for loan losses | 969,000 | 971,000 | 971,000 | 974,000 |
| Securities available for sale | 6,216,000 | 6,998,000 | 6,708,000 | 14,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,157,000 | 60,427,000 | 60,365,000 | 84,031,000 |
| Interest-bearing deposits | 37,617,000 | 37,621,000 | 36,781,000 | 56,603,000 |
| Noninterest-bearing deposits | 24,540,000 | 22,806,000 | 23,584,000 | 27,428,000 |
| Equity capital | 11,721,000 | 11,844,000 | 12,027,000 | 14,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,838,000 | 2,751,000 | 3,720,000 |
| Interest expense | 25,000 | 52,000 | 78,000 | 108,000 |
| Net interest income | 848,000 | 1,786,000 | 2,673,000 | 3,612,000 |
| Noninterest income | 113,000 | 269,000 | 431,000 | 935,000 |
| Noninterest expense | 779,000 | 1,646,000 | 2,441,000 | 3,642,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 409,000 | 663,000 | 905,000 |
| Income tax | 57,000 | 130,000 | 213,000 | 197,000 |
| Net income | 125,000 | 279,000 | 450,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,623,000 | 11,777,000 | 11,948,000 | 14,419,000 |
| Total capital | 12,235,000 | 12,416,000 | 12,577,000 | 15,200,000 |
| Risk-weighted assets | 48,633,000 | 50,797,000 | 49,996,000 | 62,270,000 |