Call reports 2014
FIRST PEOPLES BANK — 2014
What FIRST PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,368,000 | 70,143,000 | 72,036,000 | 70,715,000 |
| Total loans | 47,534,000 | 48,152,000 | 48,913,000 | 51,415,000 |
| Allowance for loan losses | 1,118,000 | 1,059,000 | 1,009,000 | 985,000 |
| Securities available for sale | 6,934,000 | 6,576,000 | 6,628,000 | 6,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,329,000 | 57,939,000 | 59,593,000 | 58,253,000 |
| Interest-bearing deposits | 37,362,000 | 37,516,000 | 36,759,000 | 36,873,000 |
| Noninterest-bearing deposits | 20,967,000 | 20,423,000 | 22,834,000 | 21,380,000 |
| Equity capital | 11,353,000 | 11,467,000 | 11,621,000 | 11,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,680,000 | 2,552,000 | 3,474,000 |
| Interest expense | 32,000 | 62,000 | 91,000 | 119,000 |
| Net interest income | 800,000 | 1,618,000 | 2,461,000 | 3,355,000 |
| Noninterest income | 159,000 | 323,000 | 484,000 | 650,000 |
| Noninterest expense | 741,000 | 1,562,000 | 2,365,000 | 3,186,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 203,000 | 349,000 | 535,000 | 759,000 |
| Income tax | 66,000 | 110,000 | 169,000 | 253,000 |
| Net income | 137,000 | 239,000 | 366,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,300,000 | 11,408,000 | 11,550,000 | 11,695,000 |
| Total capital | 11,839,000 | 11,957,000 | 12,124,000 | 12,295,000 |
| Risk-weighted assets | 42,534,000 | 43,376,000 | 45,471,000 | 47,628,000 |