Call reports 2013
FIRST PEOPLES BANK — 2013
What FIRST PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 68,808,000 | 71,567,000 | 69,338,000 | 70,048,000 |
| Total loans | 46,488,000 | 46,273,000 | 46,871,000 | 47,295,000 |
| Allowance for loan losses | 1,438,000 | 1,277,000 | 1,192,000 | 1,184,000 |
| Securities available for sale | 7,508,000 | 7,038,000 | 6,291,000 | 5,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,947,000 | 59,454,000 | 57,158,000 | 57,916,000 |
| Interest-bearing deposits | 37,579,000 | 39,933,000 | 38,366,000 | 38,517,000 |
| Noninterest-bearing deposits | 19,368,000 | 19,521,000 | 18,792,000 | 19,399,000 |
| Equity capital | 11,171,000 | 11,241,000 | 11,290,000 | 11,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,625,000 | 2,453,000 | 3,226,000 |
| Interest expense | 50,000 | 98,000 | 142,000 | 181,000 |
| Net interest income | 766,000 | 1,527,000 | 2,311,000 | 3,045,000 |
| Noninterest income | 198,000 | 387,000 | 584,000 | 702,000 |
| Noninterest expense | 733,000 | 1,523,000 | 2,520,000 | 3,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 231,000 | 391,000 | 543,000 | 672,000 |
| Income tax | 76,000 | 126,000 | 173,000 | 215,000 |
| Net income | 155,000 | 265,000 | 370,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,690,000 | 10,859,000 | 11,233,000 | 11,366,000 |
| Total capital | 11,217,000 | 11,396,000 | 11,783,000 | 11,903,000 |
| Risk-weighted assets | 41,217,000 | 42,183,000 | 43,326,000 | 42,303,000 |