Call reports 2012
FIRST PEOPLES BANK — 2012
What FIRST PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,376,000 | 67,986,000 | 68,959,000 | 70,947,000 |
| Total loans | 48,951,000 | 48,458,000 | 48,468,000 | 46,596,000 |
| Allowance for loan losses | 1,502,000 | 1,469,000 | 1,472,000 | 1,467,000 |
| Securities available for sale | 8,349,000 | 8,888,000 | 8,478,000 | 7,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,046,000 | 56,443,000 | 57,131,000 | 59,096,000 |
| Interest-bearing deposits | 38,626,000 | 39,299,000 | 39,373,000 | 36,496,000 |
| Noninterest-bearing deposits | 18,420,000 | 17,144,000 | 17,758,000 | 22,600,000 |
| Equity capital | 10,784,000 | 10,935,000 | 11,101,000 | 11,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,754,000 | 2,606,000 | 3,437,000 |
| Interest expense | 74,000 | 143,000 | 207,000 | 265,000 |
| Net interest income | 815,000 | 1,611,000 | 2,399,000 | 3,172,000 |
| Noninterest income | 184,000 | 393,000 | 633,000 | 786,000 |
| Noninterest expense | 711,000 | 1,489,000 | 2,207,000 | 3,000,000 |
| Provision for loan losses | 0 | 0 | 85,000 | 85,000 |
| Pretax income | 288,000 | 515,000 | 740,000 | 873,000 |
| Income tax | 97,000 | 171,000 | 244,000 | 287,000 |
| Net income | 191,000 | 344,000 | 496,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,652,000 | 10,805,000 | 10,958,000 | 10,317,000 |
| Total capital | 11,191,000 | 11,340,000 | 11,489,000 | 10,851,000 |
| Risk-weighted assets | 42,127,000 | 41,896,000 | 41,548,000 | 41,771,000 |