Call reports 2011
FIRST PEOPLES BANK — 2011
What FIRST PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,804,000 | 69,383,000 | 68,668,000 | 75,424,000 |
| Total loans | 52,594,000 | 51,031,000 | 49,940,000 | 48,676,000 |
| Allowance for loan losses | 1,356,000 | 1,865,000 | 1,661,000 | 1,538,000 |
| Securities available for sale | 8,310,000 | 8,476,000 | 8,072,000 | 8,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,943,000 | 58,607,000 | 57,789,000 | 64,194,000 |
| Interest-bearing deposits | 40,634,000 | 42,124,000 | 40,731,000 | 38,409,000 |
| Noninterest-bearing deposits | 18,308,000 | 16,483,000 | 17,058,000 | 25,785,000 |
| Equity capital | 10,499,000 | 10,429,000 | 10,515,000 | 10,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,915,000 | 2,848,000 | 3,759,000 |
| Interest expense | 115,000 | 221,000 | 322,000 | 409,000 |
| Net interest income | 845,000 | 1,694,000 | 2,526,000 | 3,350,000 |
| Noninterest income | 208,000 | 408,000 | 618,000 | 799,000 |
| Noninterest expense | 764,000 | 1,538,000 | 2,302,000 | 3,058,000 |
| Provision for loan losses | 130,000 | 583,000 | 733,000 | 733,000 |
| Pretax income | 159,000 | -19,000 | 109,000 | 358,000 |
| Income tax | 50,000 | -25,000 | 13,000 | 84,000 |
| Net income | 109,000 | 6,000 | 96,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,365,000 | 10,261,000 | 10,351,000 | 10,530,000 |
| Total capital | 10,960,000 | 10,826,000 | 10,909,000 | 11,099,000 |
| Risk-weighted assets | 46,870,000 | 43,923,000 | 43,562,000 | 44,529,000 |